Walker Love is a debt collection company that has been regulated by the Financial Conduct Authority. This means that the company operates within the UK and is authorised to collect unpaid taxes and other consumer debts. As a debt collector, Walker Love can collect council tax, utility bills, business rate arrears and other types of debt. The company is also a member of the Society of Messengers-at-Arms and Sheriff Officers.
Although there are a number of reasons for hiring a debt collection firm, there are many things you can do to avoid getting into trouble with them. First, you should know that if your debt is statute barred, the creditor may not be able to collect it anymore. Second, if your bank account is frozen, you may be able to get a time to pay order. Third, you should try to work with your creditors to find a payment arrangement. You could also consider taking advantage of a payment plan. Aside from being cheaper than a debt collection, a payment plan can save you the stress of dealing with a company like Walker Love.
For instance, you might be able to negotiate with your creditor to stop your payments from going to them. Another option is to stop direct debits. You should make sure you put your payment options in writing. If you don’t, you will have to go to court. Even if you manage to stop a debt collection, you could still be sued.
Another thing you should do is to apply for a summary warrant. This is a document that details the amount of money you owe and who you need to contact to make a payment. It is also accompanied by a 10% penalty charge.
Lastly, you can contact your local council to request a debt advice information pack. They should send you one before twelve weeks of your earnings being arrested. Not only will it tell you how to avoid getting into trouble, it will show you which of the many options is the best fit for you.
The best part about a debt payment program is that it helps you keep track of your payments. However, you should be aware that the program will require you to make regular payments. This can be difficult if you do not have access to cash. That is why it is important to do your research and find the right company for your needs. In the end, you will save a lot of time and money.
Getting the right debt solution is the most important thing to do. There are numerous solutions available in the UK, so you should be able to choose the right one for your specific situation. But it is also important to remember that the wrong choice can be costly.
One of the most important aspects of any debt solution is that you need to be able to identify a reputable company. You should never deal with a debt collector who contacts you without your permission.